freehouseoffuncoins2022| Introduction to the formula for calculating fund increase: Understand the formula and steps for calculating fund increase

A brief introduction to the formula for calculating the increase of funds

Fund increase is one of the important indicators to measure fund performance.Freehouseoffuncoins2022For investors, it is of great significance to understand how to calculate the increase of the fund to assess the return and risk of the investment. This article will briefly introduce the calculation formulas and steps of the fund increase to help investors analyze the performance of the fund more professionally.

The formula for calculating the increase of the fund:

The formula for calculating the increase of the fund can be divided into two parts: simple calculation and calculation considering the factor of dividend.

oneFreehouseoffuncoins2022. Simple calculation formula:

The simple formula is mainly used to calculate the growth ratio of the net worth of the fund in a certain period of time. The calculation formula is as follows:

Fund increase = (current net worth-initial net value) / initial net value × 100%

For example, if the net value of a fund is 1 yuan at the beginning of the year and 1.2 yuan at the end of the year, the increase of the fund in this year is as follows:

Fund increase = (1.2-1) / 1 × 100% = 20%

This means that investors have made a 20% return on their investment this year.

two。 The calculation formula considering the dividend factor:

When the fund pays dividends during the holding period, we need to consider the impact of dividend factors on the increase of the fund. The calculation formula is as follows:

Fund increase = [(1 + dividend rate) × (current net value-initial net value) / initial net value + dividend amount / opening net value] × 100%

Among them, the dividend rate is the proportion of the fund dividend amount to the net value at the beginning of the period. For example, if a fund pays a dividend within a year, the dividend amount is 0.1 yuan, and the initial net value is 1 yuan, then the dividend rate is 10%.

Assuming that the net value of the fund after dividends is 1.1 yuan, then the increase of the fund in this year is as follows:

Fund increase = [(1 + 10%) × (1.1-1) / 1 + 0.1 / 1] × 100% = 21%

This means that investors achieved 21% of the investment income during the year, including the income from the increase in the net worth of the fund and the income from dividends.

Calculation steps:

In order to accurately calculate fund gains, investors need to pay attention to the following steps:

1. Obtain the initial net value and current net value of the fund. This information can be obtained through the official website of fund companies, financial news websites, third-party financial data platforms and so on.

two。 Statistics on the dividends of the fund during the holding period. Investors need to record the time and amount of dividends, and adjust the calculation formula according to the dividend factors.

3. According to the calculation formula, the corresponding data are substituted for calculation. Investors can use calculators, spreadsheet software and other tools to assist the calculation to ensure the accuracy of the results.

4. Compare the gains of similar funds. Investors can compare the increase of their own funds with similar funds and evaluate the investment ability and risk control level of fund managers.

Through the above introduction, it is believed that investors have a more in-depth understanding of the formula and steps for calculating the increase of the fund. In the process of investment, investors should pay attention to the long-term performance of the fund, combine their own risk tolerance and investment objectives, and make wise investment decisions.